Structured Investing


 "Wall Street's favorite scam is pretending luck is skill." - Ron Ross, Ph.D. Economist - The Unbeatable Market, 2002
Better investing through science. 
Dimensional Fund Advisors(DFA), who manage $388 billion in assets (December 31, 2015), are designed to meet the needs of over 200 corporate, government, college endowment and charitable organizations. That list includes among others, the Maryland State Retirement System, Citigroup, Pepsi, Cornell University and the Salvation Army.  In 1989 DFA began offering their funds through a select group of advisory firms. As one of these advisors, our goal is to educate our clients about asset class investing, to develop portfolio allocations that our clients are comfortable with and to help them maintain the necessary discipline to help ensure their future. DFA funds are not available through traditional broker/dealer firms nor directly to the public. 
DFA funds are different from conventional mutual and index funds. They are based on scientific evidence rather than on speculation or commercial indexes. DFA funds are designed to capture the returns of a specific asset class, whereas index funds merely replicate traditional market indices. In addition DFA engineers lower risk bond strategies so investors can temper their total portfolio volatility or take on more risk in equities, where expected returns are greater. Rather than analyzing individual securities, the more relevant decision becomes how much stock to hold versus bonds, and how small, large, value, or growth tilted the stocks should be.
It is more important that DFA capture the systematic performance of broad market dimensions rather than the random fluctuations of any single security. DFA funds have provided increased returns through innovative trading strategies, low turn over, low expenses and portfolio engineering. Historically, these strategies have outperformed their benchmarks. DFA's Board of Directors include some of the nation's most distinguished and recognized academics. Five of the seven members are Finance/Economics professors at major universities. Two Directors, Myron Scholes and Robert Merton are winners of the Nobel Prize in Economic Sciences. 
Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus contains this and othe information about the investment company. You can obtain a prospectus from your financial representative. Read carefully before investing.
Past performance is no guarantee of future results. The market for all securities is subject to fluctuation such that upon sale an investor may lose principal.
The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states: OH, DE, CA